As mentioned a short while ago, Brett and I have started discussing where (and even if) we want to settle when the Big Adventure ends in May 2019. There’s much to consider, and still lots of unknowns right now, the biggest being where YaYu will attend college. That information alone, once we have it, will have a profound affect on our decision, but in the meantime there are things we can begin to talk about. Brett and I have gone back to our tried and true method of developing lists and spreadsheets, and looking at the pros and cons of different options. Once again, we’re taking our time to come to the best decision for the direction we’ll take once the Big Adventure is over in May 2019.
For the time being we’ve been putting together a list of the things that are important to us, or that we believe will be in the future. We haven’t particularly ranked anything yet, and none of the points listed below is yet a deal-killer. Some of the things we are considering so far are:
- Do we want to settle somewhere or keep traveling? Everything will revolve around our answer to this question.
- Cost of living: We’re pretty sure we’re going to want to continue traveling in some form, and the lower the cost of living if we decide to settle somewhere, the more we will have for travel.
- Taxes: We will want a location with a good tax environment for retirees that doesn’t tax Social Security, has a lower or no tax on military retirement, low sales tax, etc. (We’re allowed to dream, aren’t we?).
- Walkability: We do not want to own a car again, if possible. We would prefer to live somewhere where we can walk or use public transportation for the majority of tasks, and use ride or car share for those times when we absolutely have to have a car.
- Culture: We’re mainly thinking about having access to classes for enrichment, but would also like a variety of other other cultural offerings nearby if possible, like art museums, theaters, etc.
- Health care: The availability of good medical care, specialists, etc. will become even more important as we age.
- Travel & transportation: If we settle, the ease of our getting to other places and for our children to come see us will be important.
- Weather: While we would prefer sunny, warm weather, we (me especially) also would prefer someplace with less humidity if possible. We’re also not crazy about living somewhere that gets a lot of snow, especially since we’d like to walk a lot for as much of the year as possible.
So far, we have come up with four general location options with pros and cons to each one:
- Return to Kaua’i: The thought of leaving here permanently is difficult to think about, but we’re not sure it will make sense to return if all of the girls are attending college, or living, on the mainland. Especially since neither we nor they can afford the cost of them (and eventually their families) traveling here every year, or us to the mainland to see them in all in the various places they live or will live. However, if YaYu ends up attending the University of Hawai’i, it will make sense for us to continue to live here, for a few more years at least. We would move to a smaller, more affordable space on the island, and perhaps even buy a condo here (although local HOA fees have pretty much priced us out of the market).
- Settle somewhere on the mainland: If YaYu ends up attending college on the mainland, it will make much more sense for us to resettle back there somewhere, as it will be easier to see the girls and for the girls to come and see us. It’s also easier, believe it or not, for our son and family to travel to the mainland than to come to Kaua’i from Japan. Where that somewhere might be though is the big unknown. Living on the mainland would be more affordable overall, and we would probably buy something small, a true pied à terre so to speak. Brett and I dream of being car free and able to get to places by walking, using public transportation or using a ride-share or car-share service when necessary, and there are locations on the mainland where we could make that dream a reality.
- Relocate overseas: The opportunity to live in a different country and experience a different culture still greatly appeals to us. Having lived overseas twice (in Japan) we know many of the ins and outs, pros and cons, and pitfalls of overseas living. It would mean a major, major lifestyle change and affect the whole family so it’s currently not as viable as the two options above. Still, it’s not out of the running. We both agree that if Japan ever offers a visa for retirees (highly unlikely) we would move there in a heartbeat.
- Continue traveling: The Senior Nomads, who have been traveling non-stop for the past four years, were the inspiration for our own upcoming Big Adventure, and we are not ready yet to write off the possibility that we will enjoy our experience enough to want to keep going for another year or longer. There are so many places we want to see and that we won’t be visiting on our upcoming Adventure, and we may decide we just want to keep traveling for a while longer.
I am grateful we have so many choices, but there is a great deal to consider before making a decision. Thankfully nothing has to be decided in a hurry. Both Brett and I are physically, mentally and in good (enough) shape financially to take on any of these options, and all of them appeal to us in one way or another. We’re currently leaning toward one of the first two options, but will reevaluate our position as the year progresses and eventually come up with a firm decision about our future direction.