It’s truly been a life-long journey, but when it comes to money, frugality, simple living, and self image here are a few of the things I’ve discovered about myself over the years:
- I like saving money more than spending money. I had a reputation in my family of being something of a shopaholic, but I’ve actually always been a person who shops with a purpose. However, I’ve found that I enjoy saving money more. I like setting goals, and setting aside money for emergencies, for future needs and for travel. I’ve discovered I pretty much don’t care much for shopping these days other than for groceries and something that’s necessary. These days I don’t “go shopping,” and I don’t buy anything without knowing the price I am willing to pay.
- I don’t need to know where every cent of our money is going or has gone. Yes, we keep track of our money, keep our checking account balanced, keep up with our savings, but I just cannot get too into the detail of it all because it will drive me crazy. All those tasks are Brett’s now and he enjoys doing it because he has the time for it now. I generally keep track of what money is where, what is owed, and so forth and am usually always within a few cents of how I think things are and I can live with that. I greatly admire people who are much more organized than I am when it comes to their finances, but I just can’t do it.
- I have fun figuring out how to do more with what we have versus owning more. “Do we really need this?” is my background melody these days. Less really has become more for me.
- I will always choose simple, and good quality. Simple doesn’t always mean cheap, but I know that in the long run good quality is usually the most frugal choice, even if it costs more upfront.
- I am not a fan of personal finance, self-help, or simple or frugal living books. I’ve tried to read these kinds of books, but with a couple of exceptions they put me to sleep. I’m sure there’s lots of good advice in them, but they’re just not a good fit with my learning style. I learn better from reading about the everyday experiences of others on their blogs, by exercising common sense, and by taking the time to stop and reflect on what I want to accomplish and how I can get there.
- I like modern things. Back when we got serious about paying off our debt and I started reading other frugal or simple living blogs, I felt like I had been doing things wrong because I just wasn’t into vintage and wasn’t and hadn’t been scoring all sorts of good deals at thrift stores and yard sales. But, with the exception of Japanese and Chinese antiques, I’m just not crazy about old stuff. What I love are modern houses and the look of clean, uncluttered modern rooms and furnishings even if I don’t quite achieve that in our small space. I have no problem with vintage items or antiques in other people’s houses and like the look of them there, but it just doesn’t work for me.
- I am a forward looking person. I have had some great (and some not-so-great) experiences in my life, but there are no “good old days” for me. I don’t wish for things to be like they were in the past. I look forward to what’s to come, even though I know there could be sadness, struggle and hardship because every experience is a means of growing and learning.
- Maintaining a healthy weight is always going to be an effort for me. I am always going to have to be aware of what and how much I eat. There is no autopilot switch on this for me. Thankfully I enjoy walking because it’s something I need to do every day for as long as I am able.
- I like who I am and I love my life. This was a long time coming, but I have arrived and it’s every bit as wonderful as I imagined it would be.