Thoughts From an Older Worker

My time working at Trader Joe’s gave me quite a bit of food for thought on this process of growing old. Some things I observed or experienced were obvious, but others were more subtle.

You often hear that older people are better workers because of our strong work ethic. We show up on time and work hard. That was me. I found that my younger co-workers (Gen Z and Millennials) were equally as driven; it was some of the “middle aged” (Gen X) who showed up late, didn’t always put in as much effort, complained constantly about everything, etc. This was just my observation, but while we oldsters may have a strong work ethic, the younger generations seem to have developed one as well.

As an older Baby Boomer I have loads of experiences, stories, and lessons learned along the way but what I know often doesn’t match or have much relevance to what young people are experiencing today, whether that’s related to work, money, savings, etc. Living below your means, for example, is irrelevant if you can’t afford rent. What I’ve done and learned in my time on the planet doesn’t often match up with what young people are dealing with today because it’s frankly a very different world and there are different rules now (or a lack of them). The one thing younger co-workers seemed to find relevant was how Brett and I have managed to stay married for so long. I guess that sort of knowledge is timeless though – I was equally as interested in learning about other couples’ longevity when I was young.

I sometimes found myself feeling forgettable, invisible or unseen, or easily dismissed; it happened enough to be noticed. Coworkers sometimes just didn’t seem to know what to do with me – I was either too old and given nothing to do or given too much. I have read about this from other seniors – they want to contribute and stay involved and can do so but are invisible to some or thought to be incapable by others because they are older. In the same vein, they are sometimes or even often assigned work that is detrimental to their strength and health.

My body made me feel old. While my mind feels young and agile, my body sure didn’t. I initially seemed to have a lot of energy for the job, but it became harder and harder to do as time went on, and longer and longer to recover on my days off. Boxes that I once lifted easily became too heavy. My back always hurt, right from the start, even if I wore a brace and a pain-relieving gel patch, and coming home I would collapse on the sofa and not be able to move for several hours – every muscle in my body ached like they never have before. It was when my left knee began to hurt constantly that I knew it was time to leave. Our bodies break down as we age but we usually have backup systems to step in. The physical nature of most work at Trader Joe’s seemed to speed up the breaking down for me and the backup just often wasn’t there. Trader Joe’s really is a young(er) person’s job.

I am fortunate that I didn’t have to work at Trader Joe’s; the money I earned was extra for us (and mostly went into savings). I worked with another woman, a year older than me, in frankly worse physical condition, who cannot afford to leave her job at Trader Joe’s. I often think of other seniors who have to work to survive these days, sometimes doing strenuous physical work, and wonder how they manage. While my job stayed interesting and fun, working again really brought the reality of aging home to me as well as a sense of gratitude that Brett and I have been so fortunate.

Laura & Brett’s Big Adventure II

We bought a new-to-us car last month: a Nissan Armada.

And why did we get such a big SUV? Because it can tow!

And why would we need a tow vehicle?

Because we are going to take an extended road trip around the U.S. and Canada when we leave Tennessee! We will either tow a trailer or stay in Airbnbs throughout the U.S., and will need a comfortable vehicle that can potentially tow a mid-sized trailer.

Wait a minute! What about Mexico? Or living overseas? Or going back to Hawaii? Or any other place you’ve talked about going post-Tennessee?

We could still go to any of those places, but the truth is we’ve never felt truly happy in our hearts about them. We’d be briefly excited, focus on the positives, but eventually the excitement would fade as we considered the negatives, things we weren’t sure we could or wanted to do or overcome at our ages. Obstacles ranged from having to learn a new language to obtaining required visas, getting Kaipo safely moved, the expenses attached to the moves and/or high cost of living, the distance from our children, and most discouraging of all, having to set up housekeeping somewhere yet again from scratch. We also realized after my last round of medical procedures that we do not want to give up our current health care benefits no matter how affordable health care is elsewhere.

Brett and I had began thinking about the purchase of a small camping trailer a few months ago (like a teardrop for weekend camping), but the longer we looked at those the more thoughts of a full time road trip began to fill our heads and eventually our heart. A full-time road trip is something we have considered several times previously but we’d always been able to talk ourselves out of it. This time we couldn’t.

We investigated Class B camper vans (again) and decided they were too small, and we wouldn’t last long living in one. We looked into Class C campers (no monster Class A’s for us, thank you), and eventually decided the best way would be to pull a trailer as it would provide both the amenities we want and the ability to detach our tow vehicle to get out and about wherever we went.

At the same time, we knew the purchase of a trailer for full-time living would be a considerable investment at this time in our lives, and require outfitting. There would also be the maintenance and upkeep that goes along with owning an RV, as well as a full-time camping lifestyle. So, we added an alternative to think about: staying in Airbnbs around the country as we go and pulling a small trailer for times when an Airbnb wouldn’t be feasible. This type of traveling had previously been unaffordable, but with no debt at all it’s now something we can do. Currently we are leaning toward the Airbnb + small trailer solution as it would be a much more accommodating way to travel with a dog along, but we haven’t given up on owning a full-size trailer either.

The Nissan Armada ended up in the top three vehicles for what we needed and wanted, especially as a potential tow vehicle. The other two choices were pickup trucks, but we really are not truck people, so the Armada became our top choice. A little less than a month ago we serendipitously came across an ad for a previously-owned Armada with the price, low mileage, and regular maintenance we wanted and a lifetime drivetrain warranty as well, and decided it was too good to pass up. We traded-in our Tucson and now have our road trip vehicle! The gas mileage isn’t as great as the Tucson, but so far not as bad as we were afraid it might be.

No matter which way we choose, the Armada purchase sealed our post-Tennessee plans. We are committed to becoming full-time nomads once again. Living full-time on the road will require the utmost in simple living, something we’re looking forward to. And, whichever direction we go will be the final stop of our downsizing journey. For the next 20 months though we’ll continue to save, save, save and get ourselves ready for Big Adventure II: The Great American Road Trip!

One Year in Tennessee

(photo credit: Laura Rivera/unsplash)

Today marks the one year anniversary of our arrival in Tennessee. This past year has had its ups and downs, but mostly it’s felt like the slowest year I can remember in recent times. Time has slowed to a crawl for us.

Of course time moves at the same pace as always, but I think the biggest reason it feels like it’s just dragging right now is because this is not where we really want to be. We are happy to be helping our our son’s family, and grateful for the time we have with them and the memories we are making with our grandchildren, but location-wise wish we were somewhere else. Tennessee just hasn’t felt like home to us.

Always the glass half-full girl, I try to focus on the positive:

  • We’re saving here. We incurred quite a bit of up-front expense relocating, but it’s paid off or getting paid off and we are saving otherwise. We’re not in the lowest cost of living area of Nashville (Brentwood/Franklin), but it definitely costs less than living on Kaua’i.
  • I have a great job. I don’t think I ever would have ever thought to apply to work at Trader Joe’s anywhere else, or apply for a job at all, but I’m having the time of my life working there.
  • I’ve been able to scratch my Civil War history itch in Tennessee and there’s more to come: we still have Chattanooga and Vicksburg to visit.
  • Fall is glorious here. It’s always been my favorite season, and I’m happy to be able to experience it again, from changing leaves to wearing sweaters to cooking hearty dishes. (Winter and summer here, not so much).
  • Brett and I are getting lots of quality time. We’ve always been close, but we feel closer here (maybe because we’d both rather be someplace else?). We’ve found our groove as grandparents, workers, and partners. We still haven’t run out of things to talk about, enjoy each other’s company, and we’re always planning and dreaming of our future together.

We still have two more years to go in Tennessee. We initially thought it would be just a two-year stay, but M feels that she needs an extra year in her position to truly accomplish anything and make a difference. So, we agreed to stay for a third year. The way we see it, it’s more time with our grandchildren, more time to save, and more time to get ready for our next big adventure.

I still hope the sense of time speeds up a bit though.

What Happened to Mazatlán?

When we arrived in Tennessee, we had decided to settle in Mazatlán, on Mexico’s west coast, following our time here. To us, it seemed the best of both worlds with a low cost of living and a location near the ocean.

As we talked more about our decision, we realized we knew nothing about Mazatlán other than it was in Mexico. We didn’t know anyone there, any of the neighborhoods, where the stores were, if a car was required, and so forth. Nothing.

While we love traveling to and exploring new places, we decided this was not the way to move to different country, especially at our ages. We needed to think instead about locations we had visited before and gotten to know, even if only for a few weeks. It was necessary to go back to a location we liked, where we knew people, and where we knew we could be happy.

That decision narrowed our list quite a bit, with Strasbourg rising to the top for a while, and San Miguel de Allende close behind and eventually overtaking Strasbourg as our top choice.

Mazatlán remains an option, but only after time spent in SMA and more familiarity with Mexico. We look forward to visiting Mazatlán, learning more about the city and getting a feel for whether it would ultimately be a good place for us to live. It may turn out to be a great second location in Mexico, but it’s not the right place for us to start out.

Location A or Location B?

One of the reasons Brett has asked that I not reveal our future location is that once we do, we always change our mind. Well, guess what? We are once again questioning what we believed a month ago was a firm decision on where to go plus a back-up location.

Since I posted earlier this month that we’d made a decision, we have been going through a process of maybe Location B instead of Location A would be the better choice in the long run? The two top locations on our list share many positives which led us to once again looking more deeply at both. They both feel like a good choice for us (for different reasons) and we know we could be happy in either place. Location A had been feeling more right for us than Location B for a while, but now Location B is making its move.

Here are some of the positives both places share:

  • We have spent time in and enjoyed both cities.
  • We have friends in both cities.
  • The visa process for both locations is fairly easy and straightforward, and we have more than adequate income to qualify.
  • We love the local cuisine in both locations.
  • The languages spoken in both places are both one of the easiest for an English speaker to learn (not that it’s easy for us). We wouldn’t have to learn a separate writing system, for example.
  • Public transportation is good in both locations, and it’s very possible to get around by walking. A car would not be needed to live in either city.
  • The cost of getting from Location A to the U.S. and vice versa is a bit more expensive than getting to Location B. But, the process of travel to and from both locations is straightforward.
  • Both places offer good healthcare, although Location A is better overall. Location B offers better dental care.
  • The cost of living in both locations is very affordable. Some things cost more in one place, other things cost less. For example, rent is approximately 17% less in Location A, but utilities and other costs are much higher than Location B. Taxes in both areas are low to non-existent.

Each area of course has positives that the other doesn’t have, including the weather, more and better travel and cultural opportunities, and so forth.

Over and over we keep asking ourselves, What are we really looking for? We know no place is going to be perfect, but it feel like there is one factor we haven’t thought of that would make either Location A or Location B the better choice for the long term. For now though, we are extremely grateful to have two good, solid choices in front of us and the time to make the right and best decision for our future.

Future Plans & Some Goals

Brett and I have made a decision about where we are going to go after we leave Tennessee, but he has asked me not to write our decision until a year or so out from our departure, and I’ve agreed to his request. In his opinion, there’s still too much we need to accomplish before we start announcing where we’re going. But, there are things I can bring up now, about our goals and plans for the future, and some of the things we have already been working on.

The biggest and most important factor we have to consider when it comes to where to live post-Tennessee was that it has to be a location where I can continue to afford to to stay if Brett predeceases me. The majority of our retirement income comes from his military retirement, and while I would be able to keep the benefits (healthcare, travel, commissary and exchange privileges, etc.) if he dies before me the military income will cease. I would continue to receive the pension he earned post military, and his larger social security benefit (but give up my social security). The total loss of income would mean I would receive a considerably smaller amount than we currently do. There are places we could afford now, like Honolulu, but if something happened to Brett I could not afford to remain there.

There are several locations in the U.S. where I could live on the smaller income . . . but I don’t want to live in those places, and none of them are close to where our children live. The kids have all said they would help to support me no matter where I lived, but I don’t want to have to depend on them if something happens to Brett nor put that burden on them.

That leaves remaining affordable options for us that we would consider outside of the U.S. We have long dreamed of living overseas, and see this next move as our last chance to make those dreams come true.

So, refining an earlier list, we we came up with a dozen criteria to use for evaluating different locations, including both needs and wants. We realized affordability could not be the only guide, and we set out to find a location that would be both affordable and somewhere we truly would love to live. We came up with this list:

  • somewhere we’ve been before and could see ourselves living
  • cost of living that I could afford if Brett predeceases me
  • ease in acquiring long-term resident visas
  • proximity to our children
  • good healthcare and dental care
  • a climate we could live in
  • good public transportation/no car required
  • low taxes
  • the ease of learning the language
  • safety
  • proximity to U.S. military facilities
  • travel opportunities in, from, and around the area

Although we thought we had settled on Mazatlán, we felt we should expand our horizons and ended up evaluating other places in Mexico as well as locations in Europe and Asia in order to make the best decision for us. We also decided we should have a back-up location, just in case our first choice might become unviable for some reason.

Both of us are satisfied and happy with our overall decision and are now working on making it a reality.

In order to make a future move as easy as possible, we also developed a short list of goals we want to accomplish before leaving Tennessee:

  • Save a base amount of $30K+ to cover relocation costs. This is the amount we believe will be necessary to cover visa costs, transportation, rental fees, furniture and other household goods that may be needed to set up housekeeping, as well as other incidental costs that will arise from a move to another country. We also want to have a nice cushion in place for things we can’t think of or don’t know about now. A portion of this will come from the sale of our car.
  • Learn as much of the language as we can before we go. We don’t expect to be fluent or really even conversational, but we want to have a solid foundation of basics to start out. We will continue taking language classes after we arrive.
  • Stay active, and keep ourselves in good shape and good health.
  • Think very carefully about what to take along with us, what to store, and what to get rid of. We have to get this move right because there will be no do-overs. We plan to give some our furniture to one of our daughters, and leave some other pieces and household goods in storage in Tennessee because we don’t want to start from scratch again if we eventually have to return to the U.S.

So . . . that’s where we are now, and what we’re working on. Our budget is currently set up to get us where we want to be without having to feel deprived or resentful while we’re in Tennessee. It is still going to require vigilance, determination, and some sacrifice to reach our goals, but as in the past we know we can do this if we set our mind to it, to make our future dreams and plans a reality.

Now I Remember Why We Moved to Hawaii

I miss this terribly.

In two words: THE WEATHER. While I absolutely loved fall here, I’m not liking winter at all and we’ve still got a ways to go before things change.

As it was in much of the U.S. over the holidays, it was bitterly COLD here as well. Even with the heat on and the apartment shut up tight, it still stayed cold. It was also DRY, and even though things have warmed up a bit it’s still dry. My sinuses have rebelled – I often go to bed with a sinus headache, often wake up with one, and suffer throughout most days during the week. The headaches are more annoying than painful, and allergy medication helps a lot, but I feel like it never goes away entirely. Also, the heat exchangers for our side of the building are right outside our bedroom window and when it’s cold they can run (loudly) 24 hours a day. If not for earplugs I’m not sure if I would get any sleep on some nights.

I am also going through buckets of skin cream as my skin is dry, dry, dry here. In Hawaii, my skin stayed naturally soft and supple, but here it’s parched and itchy – ugh.

I am not a hot weather person, and I certainly didn’t care for the humidity on Kaua’i most of the time, but I’m discovering I’m not a cold winter weather person either, at least not for the long haul. There’s much I like about where we live now, but I honestly miss being able to go to the beach year round, and seeing the ocean every day. I miss being able to walk and/or hike nearly every day of the year. I try to find the beauty in the bare branches here this time of year but deeply miss the beautiful, tropical plants and sunsets we enjoyed in Hawaii.

These pictures were taken on the same day of the year, January 3. I’ll take the palm tree and glowing sunset over the bare branches any time.

Outside of the weather, there are things I don’t miss about Kaua’i at all, like the current high cost of living, and having to drive everywhere for anything, usually in traffic. I don’t miss all the pickup trucks either (per capita there’s about a quarter of the pickups here that there were on Kaua’i). I don’t miss the limited selection of goods we had on Kaua’i either and having to use Amazon and mail order to purchase so many things (and then wait forever to get them delivered).

Brett and I still talk about returning to Hawaii some day, and winter here is already starting to make us think this might not be a bad idea. Weather-wise, Hawaii was pretty much an ideal fit for us. Maybe we might enjoy Honolulu and city life in the future, or somewhere on the Big Island for a change. We’ll just have to wait and see though – we’ve got another couple of winters to get through here and another location we’ve got to get to first.

Working Again: Yes or No?

A couple of weeks ago, when I was checking out at our local Trader Joe’s, I was asked if I might be interested in filling out an application – the young crew member scanning my items said she thought I might be a good fit. Employees at our TJ’s run the gamut from young to old, and all work part time. For example, one employee I met this past summer lives in California, but comes to Tennessee every summer to visit family, and works a few days a week at TJ’s while he’s here. The woman I chatted with said I could pretty much set my own schedule; that is, how many days per week I wanted to work and she asked me to think about it. I thanked her and said I would, thinking in fact though I would walk out of the store and never consider it for another moment.

The funny thing is that over the past couple of weeks I have found myself actually weighing the pros and cons of working there.

Neither Brett nor I have ever needed to work or supplement our income since we retired – careful budgeting, saving, and living within our means has seen us through even when our daughters were still at home or going to college. We will be able to put all of next year’s Social Security and Brett’s military retirement pension increases into savings. I enjoy our current relaxed lifestyle; it’s what I always hoped for when I thought about retirement. However, the idea of having something to fill a couple of days a week while we’re in Tennessee has got me thinking, maybe it might be a good idea to work for a couple of days of week? Trader Joe’s treats their employees well and many consider it a great place to work and fun as well. There’s no dress code other than wearing a store t-shirt. I am a big fan of their products and would have no trouble promoting them. I have retail experience and mostly enjoyed it.

Plus, our Family Big Event in early 2024 is going to cost a bit, and some extra income would be a nice way to cover those costs so we don’t have to dip into other savings. I’d also be able to save extra for potential relocation costs when our time in Tennessee is over.

But, I also wonder whether I want to be on my feet for eight hours, even if it’s only twice a week? Do I still have the energy to put in a full day’s work (and it would be actual physical work)? I already dislike appointments – do I want to have to be somewhere on someone else’s schedule twice a week? Do we really want to pay any more federal tax than we already do (Tennessee fortunately has no state income tax)? Those are some of the negatives that constantly come to mind. And, is Trader Joe’s really be interested in hiring an older person like me, especially after all the current holiday hubbub dies off?

The idea of working a couple of days a week at Trader Joe’s is tempting, if they want me. I have no desire in starting until after the new year because of our holiday plans, but I can see advantages in waiting until the first of the year anyway. I can also clearly see the negatives, especially getting hired and discovering I can’t cut it after only a few days or weeks.

I don’t have to work, but part-time at Trader Joe’s might be fun as well as rewarding beyond earning a small amount. It could also be a non-starter or pure misery. I am fortunate to have a choice, and the time to think about whether the choice would be a good one or not.

What do you think?

Should We Do That?

Although we’ve recently been focusing on the idea of a big road trip, Brett and I talk almost daily about what we want to do and where we want to go when our time in Nashville is over. Mazatlan? Big road trip? New England? Settle down somewhere else in the U.S.? Something else? All of these appeal to us in one way or another, but they all come with pros and cons, and we’re grateful we have the time and opportunity now to examine all of them more deeply. It’s fun to have possibilities or to sketch out rough plans, and it gives us plenty to talk and think about together, but we’re not getting any closer to making a decision, let alone the right one. All we know for certain now is what we don’t want.

We decided this past weekend that it was time we set up a spread sheet. We need to define what we want and will need going forward, and then evaluate the different ideas and places we’ve come up with using those criteria. We’ve made a list of nine items once again, but unlike the past when many of our criteria were in support of our daughters and how a relocation would affect them, the focus this time was solely on our needs as aging retirees. We need to have a logical system for evaluating choices versus getting wrapped up in ideas that have us potentially changing our mind every couple of months or even weeks. Spontaneity, creativity, adventure, and trying something new have always played a strong role in our decision making, but this time is different.

Below is our list of nine criteria to evaluate the potential of particular locations or travel ideas. None of these have been ranked (yet) as being any more important than any other except for cost of living/affordability and healthcare. We discovered when we did this the last time that as we went through the process of evaluation our wants and needs mostly sorted themselves out and ranked themselves without our intervention. Back in 2014, much to our surprise, Kaua’i met eight of our nine criteria, but I don’t think that lightening is going to strike again. Our nine criteria this time are:

  • Cost of living/affordability
  • Healthcare/dental care
  • Housing
  • Proximity to family
  • Adventure/activities
  • Climate
  • Transportation
  • Taxes
  • Senior services

We have less than two years until it will be time to move on, and we’d like to know sooner rather than later where we’re going and what we need to be doing to get there in the most cost effective and efficient way. We’re fortunate to have a variety of choices and time on our side for now, but we know we have to get it right. There will be no more do-overs for us this next time.

Three Choices (for now)

A couple of months ago Brett and I had convinced ourselves that following our time in Nashville we could move up to Maine, buy a house, and settle down. Or, we could ditch our car, store our furniture and travel the world with our dog. We had it all figured out.

But deep down a move to Maine never quite felt right to either of us. Neither did flying around the world with a dog. It turned out we were both caught up in the idea of living in Maine or traveling the world with our dog versus the reality of either of those options. Deep down we were uncomfortable with the idea of purchasing a house again and all the work and maintenance that would entail, especially in Maine. We also honestly didn’t want to keep track of all the paperwork necessary to take our little dog into different countries. We were more uncomfortable than either of us wanted to initially admit with facing winter in Maine at our ages (72 and 74 when we would arrive), and what that might cost us (either buying loads of equipment or paying someone to dig us out). As much as we loved the idea of living in Maine, we knew it would in reality be a lot more work that we wanted to take on. Same for traveling with a dog.

So, we scratched everything and went back to the drawing board. We made a list of the things that make us happy and that would be important this next time around. We came up with seven items that are important to us at this stage in our lives – proximity to family, cost of living, taxes, good weather, financial security, quality healthcare, and travel – and using those came up with a list of three possible options for a post-Nashville life. We listed the positives and negatives for each, but didn’t rank anything for now.

Below are the three options we’ve come up with so far:

1) Honolulu Condo

POSITIVES:

  • Life in Hawaii fits us like a glove. Granted, busy Honolulu would be very different than slow-tempo Kaua’i, but the underlying basics that we love about Hawaii would still be there.
  • Owning a condo appeals more to us than owning a single family home: it has all the benefits of apartment living but we can alter the interior if and as we please. There’s no yard work, external maintenance, and insurance costs are less. Many HOA fees in Honolulu are lower than they are on Kaua’i, with greater benefits.
  • Honolulu has all the amenities we would need as we age: good healthcare services (including Trippler Army Hospital), good public transit, military services (commissary and exchange), walkability, and an increased availability of goods and other options compared to other locations in Hawaii. Plus, there’s still that great Hawaii weather that we love.

NEGATIVES:

  • The cost of living in Honolulu would still be very high. We know how to deal with Hawaii’s high cost of living, but we’re not sure how much we want to continue to have to do that as we age.
  • It would be very difficult for me to afford to continue living in Hawaii if Brett predeceases me.
  • We’re still not convinced we want to or even if it’s a good idea to purchase a home (condo or otherwise) at this stage in our lives.
  • It would be expensive for our children to visit us, and for us to visit our children, meaning we wouldn’t see each other as often as we like even though travel to Honolulu versus Kaua’i would be easier and less costly.
  • The move back to Hawaii would be something of a hassle and expensive.

2) Road Trip: Canada, Western National Parks, and Baja California

POSITIVES:

  • We really do enjoy being nomads, we’d have a car, and our little dog along for company too, with lots to see and do along the way. Our schedule would be of our own making.
  • There would be no expenses associated with settling down, i.e. buying furniture, setting up utilities, and so forth.
  • Driving through the west and visiting all the national parks has always been a dream of ours. Plus, we could pick where we want to be when – maybe Canada during the summer, Baja in the winter, and the west coast in between, for example.

NEGATIVES:

  • A road trip at this time of our lives would be doable but tiring, more than we’re maybe able to admit to ourselves right now.
  • We’d put lots of wear and tear on our car and who knows what the cost of gasoline will be, or lodging. Both are difficult to predict right now, and would tie up much if not most of our monthly income.
  • It would difficult to form friendships while we’re on the road, and we would still have to eventually find some place to settle.

3) Mexico:

POSITIVES:

  • Even if the cost of living in Mexico increases in the next two years, we could still live a very comfortable life with many amenities, including beautiful, furnished housing and almost everything we use regularly (foods and other items and products we like). We would have enough disposable income to continue to travel throughout the year (to escape the weather we don’t like).
  • Everything we would need as we age is available here, from healthcare to home care. And, it’s affordable.
  • The visa would be easy to obtain, and the move down fairly easy as well.
  • We could afford and enjoy dining out regularly.
  • We could have a car if we wanted, but could also manage without one if we choose.
  • We could fly for a reasonable cost to the U.S. and then on up to see the girls in the northeast, over to Japan to see our son and family, or on to other international destinations. Likewise, it wouldn’t be difficult or prohibitive for our family to visit us here occasionally. The cost of living in Mexico would allow us to travel fairly frequently.
  • We could afford to live near the ocean again. There are many wonderful locations to consider in Mexico.
  • I could continue to enjoy a comfortable life in Mexico on a reduced income if Brett predeceases me.
  • There would be loads of opportunities to connect and form friendships within the expat and local community if we choose, no matter where, as well as get involved (if we want) in activities that interest us. We could have as much or as little of a social life as we desire.
  • Learning Spanish neither scares us nor seems as impossible as other languages have.

NEGATIVES:

  • The dry and at times hot weather in places, or the hot and humid weather in other areas could be miserable.
  • A big unknown is how a potential expat community and their influence in any location might affect us. We like having other expats around in some ways, in others, not so much.
  • Although we’re not afraid of learning Spanish, it’s still something we would need to commit to and then work at, both before arrival and while we live here.
  • There are places in Mexico where it’s neither safe to live or travel.

Two of the above choices, the condo in Honolulu and the road trip, are more emotional choices, with Mexico on the sensible side. I would have thought recognizing that might help make a decision easier, but it really doesn’t. In the past Brett and I have always let our hearts rule us – which has thankfully always worked out – but we’ve previously had time to fix errors or make changes, something we don’t feel we have as much of any more if at all.

So, after more discussion and research than you can possibly imagine, and a LOT of back and forth, we still don’t have any idea what we want to do or where we want to go! Mexico looks like the obvious winner but it’s just not that easy. Trying to come up with a decision is sort of making us crazy as well and we think we may need to give ourselves at least another year to weigh our options, talk with our family, and maybe come up with some other ideas. There’s a good chance we’ll stick with one of the three options above, or maybe we’ll come up with something else. No place is going to be perfect and have everything we want, but we know we need to get it as right as possible this time.

So, as I like to say, stay tuned! We plan to enjoy our time in Nashville while we’re there but we’ll be working on making a final, firm decision and getting ourselves ready to make a move in 2024. Where that will be will continue to remain an unknown for the time being.