Closing Out the Books for September 2019

Worth every penny . . .

September was a very good month budget-wise. Well, it was until we got to the last two days of the month. Spending on just those two days blew up all our good work and we ended up with a higher put us above where we wanted to be, by a little over $5/day.

On September 29 we visited the nearby village of Broadway, and besides our usual stop for tea and scones, we also purchased a small gift for YaYu, and we picked up two bottles of gin at the Cotswolds Gin Distillery Shop. Specialty gin is not cheap, but it’s something we can’t get back in the U.S. and something we’re especially enjoying during our time here. At the very least, the two bottles we purchased (plus the one we later bought in Edinburgh) will be enough to get us through until the end of our stay in the United Kingdom. Anyway, our DSA before entering Broadway was $35.45, upon leaving the village it had jumped to $38.75.

The last day of September was our travel day up to Edinburgh. We bought a few snack items at the village shop the day before to have on hand on the way up and bought one bottle of water on the train. But, there was a Kiehl’s shop in King’s Cross, and since I needed to buy moisturizer anyway (I had planned to look for it next week in London) I went ahead and bought a jar at the station shop. We had a light lunch at King’s Cross (sandwich for Brett and Moroccan bowl for me) and a small dinner after we arrived in Edinburgh at an Indian restaurant just down the street from our apartment (which provided leftovers for next evening’s dinner). However, adding in our bus fare over to Moreton to catch the train and a taxi from the station to our apartment once we arrived, by the time that day finished our DSA for the month had climbed to $40.24. Ouch. It could have been a lot worse, but careful spending earlier in the month saved things from really getting out of hand.

Because of our visit to Edinburgh, we have started off the month of October with our DSA above where it should be (it’s currently just slightly over $38/day), although it is dropping quickly and we should be back to around $35/day or less by the time we leave for London at the end of the week. It will climb back over $35/day again while YaYu is here, but then we’ll have the rest of the month to bring it back down. With cold weather and rain in the forecast, we won’t be going out as much as we have been, and if we’re careful we should be ending the month at $35/day or a little below, right where we need to be.

Closing Out the Books for August

What’s left of my allotment of British pounds to get us through until the middle of the month (Brett has a bit more).

August was a very good month, spending-wise, and we ended with a daily spending average (DSA) of $31.52, $18.48 below our budget of $50/day. At one point our DSA was down to around $25, but a wonderful dinner at Higgins restaurant with our friend Joan just before we departed and expensive airport meals in Portland and Rekjavik brought the average back up a bit.

The biggest factor affecting our lower spending amount in August was that we stopped doing Big Shops. We made trips to Costco in May and late June/early July, and by the time we got to August we still had plenty of food on hand, and only needed to stop for a few grocery items now and again. Brett would like us to stop doing Big Shops all together now that it’s just the two of us, so we’ll be practicing smaller grocery runs while we’re here in England, not just to avoid spending so much but because we have very little storage space for food in the cottage. It’s not that we’ll never go to Costco in the future, but that we won’t buy as if we’re feeding a family of five anymore. There are an Aldi and Tesco in Moreton-in-Marsh, and our village’s small shop has a nice selection of items at very reasonable prices so we have a nice selection of places to buy affordable food while we’re here.

Locally raised and produced sausages and eggs from the Blockley market. The sausages were just £2.50 (~$3), and the half-dozen large, free-range organic eggs the same. A similar package of sausages would have cost anywhere from $6-$8 in Portland, if not more.

Beginning this month our DSA will be just $35/day. As of today, September 5, our DSA for September is $50.50, which includes our breakfast at the airport hotel, bus transportation to and from the airport to the hotel, two bottles of water on the train out to the Cotswolds (we were desperately parched), a small shopping trip to the village store to pick up a few things to get us started, and lunch yesterday at one of our village pubs. We might have spent more except our host left us a huge selection of goodies including cakes, bread, rolls, cookies (biscuits!), butter, milk, juice, coffee, wine, honey, chutney, fruit, chips, and chocolate bars. However, we don’t need to spend anything again until next week, when we’ll head over to Moreton-in-Marsh to get a few more things at Aldi and from the local cheesemonger’s which should take care of our food needs through next week or even the one after. We also plan to go to Chipping Camden at the end of next week and have afternoon tea after poking around a bit, and we want to stop in again at the pub as well. In other words, money will be spent but with a goal of staying within our limits overall.

Just a few of the things our gracious host left for us to get us started. There are too many carbs here for me, but Brett is happy.